Wealth Management — DU Bachelor of Business Administration (Financial Investment Analysis) Previous Year Question Papers

1. (a) (b) (c) 2. (a) (b) A young professional has recently started earning and seeks guidance for managing income, taxation, insurance, and investments. Explain how a wealth manager would design a comprehensive financial plan for such an individual, highlighting the key stages involved in the process and the challenges typically faced in implementing it. (18) Discuss the various challenges faced in wealth management in India, with special emphasis on behavioural and market-related issues. (9) Explain the importance of health insurance in financial planning. Further, analyse the factors influencing the selection of an appropriate health insurance plan and discuss the common challenges faced by policyholders. (18) Explain the various types of medical expense coverage plans, highlighting their key features and differences. (9) (c) 3. (a) Discuss the key policy provisions in health insurance and critically examine their implications for insured individuals. (9) An investor is comparing two investment options : (i) Which investment is more suitable for a risk-averse investor? (ii) Which investment would be preferred by a risk-seeking investor? Differentiate between bonds and equity shares, and critically evaluate their suitability for investors with varying risk profiles and financial objectives. (b) Explain the various types of risks associated with investments, highlighting their nature and impact on investment decisions. (9) (c) Discuss the various strategies that investors can adopt to effectively manage and reduce investment risk. (9) Write short notes on any three of the following : (a) (b) (d) Services offered by Mutual Funds Types of Medical Expense Coverage (c) Execution of Estate Planning Behavioural Biases in Investment Decision-Making