Basics of Banking Operations — DU B. Voc – Banking Operations Previous Year Question Papers

8. Write short notes: (any two) : 7.5x2=±5 .(a) Advantage and disadvantage of fo`reign banks : Basics of'Banking ' Operations Nane of the Course : BWoc(Banking, Financial Serwlces and hsurance`) Thine .. 8 Hours (c) Each question is of 15 marks. 1. (a). Explain the terri "bank" and foanhing". Give the characteristie§ bf bank `with respect to Indian pro spect. 7 (b) Briefly explain CRR; SLR, Repo and Reverse 2. (a) Elucidate various" banking reforms taken, " during the decade of 1990s. (b) Define. "customer". Briefly state the various relationships between bank and customer. 3. (a) What are, various types of bank in India? Briefly explain. (b) Give a diagrammatic presentation of functions of commercial banks. Explain in short the primary and secondary functions of commercial banks. 18 4. (a) Explain the. term endorsement, Describe the various types of endorsement. 7 (b) In your opinion what is the importance of the central bank in the country? Discuss , its primary function. 8 5. (à) What do you understand by Internet banking? Specify the pros and cons of internet banking. 8 (b) Explain the term E-payment. Discuss the major types of E-payments available and commonly used. 8 6. (a) Describe the types of accounts. Also mention the guidelines to be followed for opening the account. 7 (b) What role does bank play in the development of priority sector lending. 8 7. (a) What is meant by business loan? Discuss the types of business loans. 7 (b) Explain certain salient features of education loans. 8