Technology in Banking and Insurance — DU B. Voc – Banking Operations Previous Year Question Papers

7. What are the different types of digital banking frauds and how to safeguard yourself from Digital banking frauds? (15) 8. (a) Define E - Banking and discuss its services in (b) Explain the emerging trends in Indian banking sector? (7+8=15) Insurance Sector Services, and insurance) 3. All questions are equal marks. 1. (a) Differentiate between RTGS and NEFT? (b) Write about the Advantages and Disadvantages of Debit & Credit cards? 2. Critically examine the legal and regulatory framework governing e-banking in India. How do institutions like the Reserve Bank of India (RBI) and others not only ensure technical security and transparency but also build human trust, confidence, and dignity in digital financial transactions? (15) 3. (a) What is Encryption and discuss its Types? (b) Define Cloud computing and discuss its significance & challenges? 4. What is cloud computing, and how does it serve as more than just a technological innovation? Discuss its service models (IaaS, PaaS, SaaS) and deployment models (public, private, hybrid, community), highlighting how they empower individuals, communities, and organizations to collaborate, innovate, and share knowledge globally. (15) 5. (a) What is Digital Signature. Explain about the Advantages and disadvantages of Digital (b) What is Digital Wallets and Write about the Advantages of Digital Wallets? (7+8=15) 6. (a) What is SWIFT Code and How Do SWIFT Payments Work ? (b) What are the various Types of E- insurance ?