Financial Technology and Analytics — DU B.Com (P) Previous Year Question Papers

Type of the Paper : Financial Technology and Analytics (a) Discuss the role of FinTech in financial inclusion and flnancial integration. (b) Describe the role played by financial technology in boosting startup culture. Explain with relevant examples. (c) Discuss the growth 9f FinTech in India by citing relevant case studies. (d) Suggest a few government regulatory practices in the context of financial technology. (a) Discuss the role played by Artificial Intelligence (AI) in the banking sector. (b) Explain the RTGS system and the role it plays in easing the payment mechanism. (c) What is crowd-funding and how does it support startups and early-stage ventures? (d) Discuss the future of SME lending from the perspective of the rising on line lending landscape. (a) What are the limitations or challenges associated with RTGS systems? (c) What are the major risks associated with digital payments, and how can they be mitigated? (d) What is Digital Financial Services (DFS), and why is it important for developing countries? (a) "RPA is a cost-cutting tool rather than a strategic transformation enabler. " Evaluate. (b) "Stricter data protection laws improve consumer trust but increase compliance costs." (c) "Adopting global cybersecurity standards is essential for financial institutions." Comment. (d) "Financial institutions that fail to adopt data analytics risk becoming obsolete." Critically examine. 5. Write short notes on any three :- (6x3=18) A. Applications of Machine Learning (ML) in finance B. Future of AI in Robo-Advice C. Blockchain technology if SHERE It LONE